How To Forecast Cash Flow For A Loan Application

As a small business, you may be struggling to bridge the cash gap between when you’re paying bills and when you’re receiving money. Or maybe you’re wanting your business to grow and you’re looking for investment options. Taking on debt is a very common and relatively cheap way of solving some of these problems. If […]

Float’s 4-week Cash Flow Challenge: Achieve your financial goals in 2024 – Week 1

Set intentions Challenge 1 Exercise: Set aside 15 minutes to reflect on 2023 and set an intention for why you want to start this challenge. Time required: ~ 15 mins Prompts: Questions for reflection:1. How did my business perform financially in 2023, and what were the significant contributing factors to its success or challenges?2. What […]

VAT and Making Tax Digital

How does the Making Tax Digital (MTD) for VAT legislation affect you? Definition of VAT: VAT is an acronym for Value Added Tax. It’s a tax that’s applied to the price of goods, services and other taxable supplies that are bought and sold within the UK. Do I need to be VAT registered? In the UK, […]

How To Prepare For A Funding Round

Most start-ups need to seek funding at some point – and many have to do it more than once. It can be a long and daunting process, but we’re here with everything you need to know when preparing for a round of funding to grow your business. We’ve written this article with businesses at the […]

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7 Australian Accountancy Blogs We Love

Australian accounting blogs come in a range of shapes and sizes and cover a huge variety of different topics. From small business advice to detailed updates on legislation changes, there’s something for everyone. Here we round up some of our favourite Aussie accountancy bloggers, who are keeping Australia up to date on all kinds of […]

Xero single sign-on

The New Way to Log into Float with Xero’s Single Sign-On

We’re thrilled to be able to offer our new and existing users the ability to sign into Float using Xero’s single sign-on feature!  Announced at Xerocon Brisbane 2019 by GM of the Xero Ecosystem, Nick Houldsworth,  this new streamlined way to connect your Xero account to Float will save you time whilst keeping still keeping […]

xero cash flow pilot

Business Snapshot: Xero’s New Cash Flow Pilot

Back in 2019, on the first day of Xerocon Brisbane, Chief Product & Partner Officer and all-round Xero rockstar, Anna Curzon, announced the arrival of Xero’s new cash flow pilot. Now, Business Snapshot has officially launched and offers Xero users “a dashboard-style report displaying performance measures to help you understand your organisation’s financial position”. This […]

xero pricing

How Xero Pricing Works

To help show you the true value of joining the cloud revolution and integrating with Xero, we’ve got the lowdown on the Xero pricing structure, and how they can help you do beautiful business. In recent years, cloud accounting has gone from strength to strength – becoming increasingly popular the world over. Xero is slowly […]

Introducing: Multi-Budgets!

Here at Float, we know that your cash flow doesn’t always run like clockwork. Money moves in and out of your business all the time and, sometimes, a single monthly budget amount just isn’t accurate enough. That’s why we’ve made forecasting in Float more flexible and accurate than ever with Multi-budgets. In a nutshell, Multi-budgets […]

CEO pointing to a screen with two team members discussing making a decision

Best And Worst Types Of Businesses For Cash Flow

Some types of business are more likely to run into cash flow problems, while other types appear to be more resilient. If you’re a business owner, you might be wondering which category your business falls into. But here’s a secret – no matter how inventive or simple your business model is, you can still have […]

Notifications are Now Live!

Wondering why your cash flow forecast looks off? Or how that overdue bill snuck up on you and put you in a bind? Or ever just logged in to Float and wondered ‘where do I start’? You’re not alone. That’s why we’ve released notifications within Float to let you know when you’ve got overdue bills […]

Product manager float

Meet Kieran – Our New Product Manager at Float

If things are going well, at some point your company reaches a point where the CEO or founder needs to bring in some help so that they can focus on all the other stuff they need to do in order to run their business. Here at Float, that meant hiring a product manager to help […]

Check Out The All New Float!

Sometimes as a company it’s frustrating not to be able to solve everyone’s problems 100% of the time. But there are also moments when we’re immensely proud of what we’re building as a team and excited about what it means for our customers. Over the past year we’ve been rebuilding Float from the ground up. […]

Float Doesn’t Integrate with My Accounting Software

If you’ve come to this page it looks like you have an accounting package that we don’t (yet) integrate with. At the moment, we only integrate with Xero, QuickBooks Online (QBO) and FreeAgent. Do you use something else? If you do, please fill in the form below. Here’s some further information that you might find […]

Get Started with Float in 9 Easy Steps

The 9 simple tasks below are designed to help you understand how Float works and how to get the most out of the software. Each task only takes a few minutes to complete and includes easy-to-follow instructions. If you get stuck at any point, please just drop a question into the chat box at the bottom right […]

Step 1: Include the Accounts You Want to See

Float pulls in all the bank feeds you have connected in your accounting platform. You have total control over which accounts you want to include within your cash flow forecast. This Task Should Take Less Than 2 Minutes Log-in to your account To the right of your screen, just under the main tabs, you will […]

Step 2: Check Your Balance is Correct

It’s important that Float has the right information in order to accurately predict what your future bank balance will be. This task should only take a few minutes Have a look at your Float balance for today in the top left-hand corner. Is this the number you expect to see? If the number is what […]

Step 3: Group Your Office Costs Into a Single Row

When Float imported your data we pulled across your full chart of accounts, line by line and row by row. Let’s simplify your view. If, like many businesses, you’ve got fairly predictable outgoings for “Office Costs” then you can group multiple accounting categories within this group. A group is defined in Float as a single […]

Step 4: Set Your Payroll Date

Making payroll is can sometimes be a huge issue for business owners. It might even be one of the reasons you are investigating a cash flow forecasting solution. With Float, you can get a daily view of cash flowing into, and out of, your business. And because payroll is a very predictable outgoing, you can easily […]

Step 5: Plan Your Next Payment Run

Bills arrive into your business every day. But most businesses don’t settle their debts on a daily basis.  Chances are, you have a designated day for when you deal with bills. When Float pulls in a bill from your accounting platform, it looks at the due date and predicts that you will pay that bill […]

Step 6: Input Your Sales Forecast

When Float imported your chart of accounts you may have chosen the option to build a forecast taken from average historical data. So for your sales, we would have looked at your previous 3 months’ revenue (in cash), averaged it out, and projected it forward. However, nobody knows your sales forecast better than you, so […]

Step 7: Forecast a Different Sales Scenario

Unless your business operates on a subscription-based model or you have a high proportion of retained revenue, chances are your sales forecast will be fairly unpredictable. To help you plan, we recommend you create a separate, pessimistic forecast so that you can prepare for a worst-case scenario. This Task Should Take No Longer Than 6 […]

Step 8: Project a Late Payment

Late payment can have a devastating impact on businesses. Sometimes the problem is less about a payment being late and more about the expectation of a business (for example if a business needs an invoice to be paid in order to meet their obligations). Imagine a perfect storm of outgoings looming; a tax bill is […]

Step 9: Download a Report

Cash flow forecasting isn’t really about number crunching. The real value of forecasting comes from discussing the assumptions and plans behind the numbers. While cash flow forecasting is incredibly useful as a solo activity, its power is increased exponentially when you bring in business advisors like your accountant, or an investor. These people can ensure […]

6 Solid Pick Up Lines To Use On An Accountant

Everyone knows that guys only get into accounting to pick up the ladies and let’s be honest, it works like a charm. But what do you do if you are on the other side and you just can’t wait for him to introduce himself? While we wait for to finally launch (come on guys, […]

Introducing… Onboarding Guide

Float has had a bit of a makeover with several new features over the past 6 months, so we’re introducing each one in a separate article here. Keep your eye out for the next one! Check out why we’re so excited about our Float onboarding guide! Onboarding We wanted to improve the onboarding flow for new users […]

5 Greatest Spreadsheet Errors of All Time

Chances are, at some point in time you’ve probably messed up a spreadsheet. And when we take into account that nearly 9 out 10 spreadsheets contain errors, that’s to be expected! But when millions of pounds are at stake it becomes a bit more important to get your spreadsheet right… Here we count down the […]


Introducing… New Views in Daily Cashflow

Float has had a bit of a makeover with several new features over the past 6 months, so we’re introducing each one in a separate article here. Keep your eye out for the next one! With our new views in the tab for daily cashflow Float enables you to fully understand the breakdown of your finances on a […]

Introducing… Cash Flow Graph Views

Float has had a bit of a makeover with several new features, so we’re introducing each one in a separate article here. Keep your eye out for the next one! Here, we tell you all about the new version of our cash flow graph! Want to know more about which graphs your business should be […]