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Cash flow forecasting software for Xero

Easily build your Xero cash flow forecast, get a clear, visual understanding of your cash and make confident decisions for your business

Try float for free  Try Xero for free 

Rated 5 stars on Xero Marketplace

Xero’s most popular cash flow forecasting software

Float is an easy-to-use online cash flow management and forecasting tool that seamlessly integrates with your Xero account. Use Float to get real-time visibility of your business’s cash status and flow, and make important decisions based on accurate financial data to help your business grow.

Float cash flow for Xero automatically syncs with Xero to keep your forecast up-to-date with a live, rolling picture of your cash. Which means you can spend more time planning for the future and less time worrying about your finances.

How will Float help you?

 
  • Understand your future cash position

  • Stop spending hours in complicated spreadsheets

  • Model different potential scenarios to plan for the future

Xero vs. Float

Features

Xero Xero Analytics Plus Float
Include and exclude bank accounts yes yes yes
Cash flow projection length 30 days 90 days 3 years
Change expected dates on invoices & bills yes yes yes
Budget suggestions based on past data no yes yes
Budget vs actuals reporting no no yes
See impact of invoices & bills not being paid no no yes
Budgets connected to actuals to prevent double counting no no yes
Scenario planning no no yes
Ability to compare 2+ scenarios no no yes
Highly flexible budget setting & repetition options no no yes
List all transactions, budgets, invoices & bills by day no no yes
Ability to set a cash threshold no no yes
Group accounts together no no yes

"I'm certain I wouldn't be as confident in our ability to survive this pandemic had I not had Float. It's been a lifesaver."

Mark Coster, Pixooma Ltd

Get clear visibility of the future

Float’s visual interface makes your data easier to understand, whether you have a financial background or not. Easily see what your future cash position looks like, and whether you need to make changes to avoid a dip in cash.

Understand your budget vs. actuals

Track your incoming and outgoing transactions, bills and invoices and see how they compare to your predictions, either overall or by accounting category. This means you can make informed decisions about spending and income real-time, rather than after month-end.

Connect your Xero data to Float

If you’re forecasting in spreadsheets right now, you’ll free up hours or even days every week thanks to the daily import of data from Xero. Float’s connection to Xero is one-way and read-only, so Float cannot and will not ever change anything in your Xero account.

Scenario plan to understand your future cash

Easily create scenarios to model different hypothetical cash outcomes to see how they compare to your base forecast. Thinking of making a hire, or want to see if you can afford to lose that client? Find out if your plans are feasible with a few simple clicks.

Connect your Xero data to Import invoices and bills

Float automatically imports all bills and invoices from Xero to ‘fill up’ and compare to your predictions. Easily see all unpaid invoices and bills, and update when you think they’ll realistically get paid, keeping your forecast as accurate as possible.

Float makes Xero budgeting and forecasting easy.

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Man in collared shirt against a wooden wall

"I'm certain I wouldn't be as confident in our ability to survive this pandemic had I not had Float. It's been a lifesaver."

Mark Coster, Pixooma Ltd

FAQs

Setup is simple. Connect Float to Xero, set your budgets, and let Float do the heavy lifting to keep it up to date with your bills, invoices, and actuals. Float reads the expected payment dates on your bills and invoices, using those dates to project when cash will move in and out of your business. Once that money moves and you’ve reconciled your transactions in Xero, your cash flow forecast is updated with actuals. Remember, our support team are always on hand to help you understand how to do a cash flow budget.

Float automatically imports your Xero data every 24 hours, updating forecasts with payments that are due and ones you’ve paid. You can also trigger the import automatically if you know that Xero has just been updated, or if you just feel like it.

Xero has a basic cash flow forecasting tool, but if you want to create a forecast that’s going to empower you to make business decisions, you need to go with a tool like Float to get a more detailed picture. From scenario planning to exportable insights, Float gives you a real-time, granular view of your cash position and future.

If you’re new to Xero, our article on How To Use Xero will help you get started using the software. Remember, our friendly support team is always on hand to help out too.

There are so many Xero add ons and apps it can be hard to work out which ones to use. Luckily, we’ve done the hard work for you – read our article on the best Xero add ons for your business and discover the latest Xero connected apps.

You can prepare a Xero cash flow statement, however Float can offer you a far more detailed view of how the money flows in and out of your account.

Float is intuitive to use, but if you’d like a little extra guidance in setting up your cash flow statement, sign up to one of our training webinars and we’ll help you get started.