Pricing14 days free · No cardStart free trial
Cash flow management software for finance teams on Xero & QuickBooks

Know exactly what your cash is doing for the next 13 weeks. Without the spreadsheet.

Float puts every invoice, bill and payroll run on the week it will hit your bank, so you see your lowest balance before it happens.

Connects in minutes. Updates itself every day.

Plans from £79/month. See pricing ↓
Your 3-minute Float tour
See a real forecast built from Xero
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14 days free. No credit card. Your own numbers in minutes.
Works withXeroQuickBooks
★★★★★ 4.8 from 345 Xero reviews★★★★★ 4.8 CapterraCyber Essentials certified
4.8★★★★★out of 5 from 345 verified Xero users
Verified Xero App Store reviews
★★★★★Xero App Store · Sep 2025

"I've been released from my mammoth spreadsheet and can now use my time making decisions rather than inputting data and correcting errors! Support has been excellent and the whole process of migration straightforward."

JSJulian SayerVerified Xero user
★★★★★Xero App Store · Jan 2026

Stop flying blind"This is a brilliant add on providing a perfect cash forecasting tool to someone with working knowledge of accounts."

ASAndy SlaneyVerified Xero user
★★★★★Xero App Store · Dec 2025

"Using for short, mid and annual cashflow projections. Excellent tool when time are stretching, so you know your exact cash position is."

RDRadames DelgadoVerified Xero user

Used by finance teams at

NetworkologyBLENDVocoInkMap RoomArbor Architects
Pricing

Simple pricing. Unlimited users on every plan.

One price for the whole team. No per-seat charges, no setup fee. Every plan starts with a 14-day free trial, no card needed.

Annual revenue
Under £2m
£2m+
Companies to forecast
−
1
+
Billing
Monthly
Annual · save 20%
Your plan

Small Business

Under £2m revenue · one company

£79/month
Billed annually (£948/year)
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  • Unlimited users
  • 8 scenarios
  • 13-week cash flow
  • 12-month forecasts
  • Email and live-chat support
  • Optional guided onboarding (£99 one-off)
Your plan

Growth

£2m+ revenue · one company

£159/month
Billed annually (£1,908/year)
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  • Unlimited users
  • 8 scenarios
  • 13-week cash flow
  • 36-month forecasts
  • Email and live-chat support
  • Onboarding service included
Your plan

Scale

Companies with up to 5 entities

£235/month
Billed annually · +£47/mo per company beyond 5
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  • Everything in Growth, plus:
  • Multi-entity consolidation
  • Drill into any single company
  • Priority support and a named contact
  • Onboarding service included
Prefer a walkthrough? Book a demo

Prices in GBP, excluding VAT, as published on floatapp.com (Nov 2026). Revenue is your company's annual revenue.

Sound familiar?

Your cash forecast breaks down in four places.

Xero and QuickBooks record what has happened, not what's coming. So the forecast ends up in a spreadsheet that someone in finance rebuilds every week. Run more than one company and it's worse.

01

Rebuilt by hand, every week.

Export, paste, line up the dates, fix the formulas that broke, all before you've looked at a single number. If your company has several entities, you do it again for each one.

02

Out of date the day it's done.

A customer pays late in one company, a bill lands early in another, and Monday's company-wide view is already wrong.

03

Half of it isn't in Xero anyway.

Payroll, VAT, loan repayments and the deals sales expect to close live in separate tabs, and they're the first thing to drift.

04

The board wants an answer today.

"Can we afford the hire?" "What if Acme pays late?" Each one means another version of the spreadsheet and another week.

CN

"I was trying to use manual spreadsheets to manage future cash flow forecasting and it was a pain every month, needing to fix formulas, etc. Float is great, does 3/4 what I was doing manually in an automated way."

★★★★ Courtney Newman Verified Xero user
The fix

Connect every entity once. Float keeps your company forecast current.

Float sits on top of Xero or QuickBooks. Nothing to migrate, nothing to rebuild, and your accounting data is never changed.

Today
With Float
One spreadsheet tab per entity, stitched together weekly
A consolidated view you can drill into by company
Hours exporting, pasting and fixing formulas
Every entity syncs automatically each day
Payroll, VAT and pipeline in side tabs
Added as forecast lines, in the same view
"Which version went to the board?"
One live forecast, shared or exported as a PDF
Start your free trialWithout rebuilding a spreadsheet. Without changing your accounting system.
Your numbers, first session

See your own company's cash, not a demo account.

Connect your first company and Float builds a forecast from your real invoices, bills and bank balances straight away. Add your other companies the same way, then switch between the consolidated view and any single entity.

  • Each entity connects the same way, so the whole structure can be done in one sitting
  • Consolidated cash position with drill-down into any company
  • Recurring costs suggested from each entity's history, so you're not keying them in
"It is intuitive and easy to set up – I had my first cash flow forecast within 2 hours (probably faster than I could have done it in excel)."Steven Haswell, interim CFO Verified Xero user
EntityToday13-wk low
Holdings Ltd£412k£260k
Trading Ltd£538k£58k
Services Ltd£301k£142k
Property Ltd£169k£121k
Company total£1.42m£640k
Hours back every week

Stop updating the forecast. It updates itself.

Float pulls new invoices, bills and bank transactions from every entity every day. When you reconcile in Xero or QuickBooks, the forecast picks up the actuals. Your Monday goes on analysis, not copy-paste.

  • Daily sync across all entities, or refresh on demand
  • Expected payment dates based on how each customer actually pays
  • Budget vs actuals by category, so you see variances as they happen
"What was once a full day of manual cash flow forecasting is now a live, real-time view… maintenance is less than an hour a week."Marinus Keyser CA(SA), Group Financial Manager, BLEND
Daily sync · 4 entitiesToday 07:02
New invoices added31
Bills updated22
Acme Ltd: usually pays 18 days lateDate moved
Manual changes needed0
Scenarios

New hire? Big customer paying late? Know before you commit.

Build the "what if" next to your base forecast, not on top of it. See the cash impact on the company affected and on the whole company, then merge it in once the decision is made.

  • Price a new hire with employment costs included, before the offer goes out
  • Push a customer's payments out and see which entity feels it, and when
  • Compare scenarios side by side without touching the base forecast
"It helps us navigate tough times with clarity."Shawn Richards, CEO, Ink Innovation
Base+ 2 hires (Mar)Acme pays 30 days late
Base forecastAcme 30 days late: company dips to £512k in week 11
Board & directors

Give the board a cash view they can open themselves.

Invite directors as viewers, present straight from the live forecast, or export the cash flow summary as a PDF for the board pack. Same numbers, no extra version.

  • Unlimited users with Admin, Editor or Viewer roles
  • Presentation mode for the meeting itself
  • CSV and PDF export of cash flow and AR/AP summaries
"…improving visibility across the leadership team."Stefan Wallington, CFO, Networkology
Board pack: company cash outlookPDF
Finance ManagerAdmin
Managing DirectorViewer
Board directors (5)Viewer
Extra seats charged£0
Start your free trial14 days free. No credit card. Invite your board on day one.
Beyond your accounting data

Add the things Xero and QuickBooks don't know about.

Anything that isn't an invoice or a bill yet goes in as a forecast line. Set it once or make it repeat, by entity.

Payroll and new hires

Add monthly payroll as a repeating line, and model new hires using templates that include employment costs.

e.g. £84k payroll, last working day, every month

VAT and tax payments

Put quarterly VAT, PAYE and corporation tax on the dates they'll actually leave the bank.

e.g. VAT quarter, Trading Ltd, due 7 Feb

Pipeline and one-offs

Add deals you expect to win, loan repayments or capex as lines, or keep them in a scenario until they're certain.

e.g. Northgate contract, £120k, from April
How it works

Set up your whole company in one session.

1

Connect each entity

Secure, read-only connection to Xero or QuickBooks. Repeat for every entity in your company.

Minutes per entity
2

Check your forecast

Float builds each company's forecast from live data and suggests recurring costs. Add payroll, VAT and pipeline.

Same session
3

Consolidate and share

Pick the entities to include, set your minimum cash line, run scenarios, and invite the board.

Unlimited users
Start your free trialOnboarding included on Growth and Scale: a video call with your team to get it right from day one. Or book a walkthrough first
Proof

Finance teams that switched from spreadsheets don't go back.

1 day → <1 hrforecast upkeep, per week

"What was once a full day of manual cash flow forecasting is now a live, real-time view."

Marinus Keyser CA(SA), Group Financial Manager, BLEND
“The integration with Xero is seamless, providing real-time insight into our expected cash position and allowing us to model different scenarios with confidence. What previously took hours to maintain is now available at a glance, helping us make faster and better-informed financial decisions.Stefan WallingtonCFO, Networkology
“We wouldn't be without Float. It gives us a clear view of our cash flow and integrates seamlessly with our key data systems, so we always have an accurate, real-time position and forecast at a glance. It has replaced spreadsheets and clunky analysis with simple, visual insights.Julia DolCEO, Voco Consulting
“Float is invaluable for projecting days, months or even years into the future. It helps us navigate tough times with clarity.Shawn RichardsCEO, Ink Innovation
4.8 / 5Xero App Store (345 reviews)
4.8 / 5Capterra
13 yearssecuring financial data
170m+transactions processed
Cyber Essentials certifiedRead-only connectionMulti-factor authenticationEncrypted in transit and at restRole-based access
Is Float right for you?

Built for finance teams at £2m+ companies, single or multi-entity.

Float is for you if

  • You're a Finance Manager or Financial Controller at a £2m+ business
  • Your companies run on Xero or QuickBooks Online
  • You consolidate more than one entity into one company cash view
  • Your forecast lives in a spreadsheet you update every week
  • The board or directors want a cash view they can trust

It's not the right fit if

  • You use a different accounting system (Sage Intacct coming soon)
  • You need full budgeting and FP&A, not cash forecasting
  • You're after AP/AR automation or payments
  • Your books aren't up to date yet

Before you start

How long does setup take?

Connecting a Xero or QuickBooks company takes minutes and Float builds its forecast from live data straight away. Each extra entity connects the same way, so most companies set up every entity in one session. On Growth and Scale, onboarding is included: a video call with your team to make sure the forecast is right from day one.

Can it handle multiple companies and currencies?

Multiple companies, yes. The Scale plan consolidates up to five entities into one company-wide view (more can be added), and you can drill into any single company or choose which ones to include. If your company trades in more than one currency, talk to us before you start and we'll show you exactly how your setup will look in Float.

Can I add things that aren't in Xero, like payroll, VAT and pipeline?

Yes. Add anything that isn't an invoice or bill as a forecast line: monthly payroll, VAT and tax payments, loan repayments, or deals you expect to close. Make it one-off or repeating. New hires can be modelled with employment costs included, and uncertain items can sit in a scenario until they're confirmed.

What will it cost for my setup?

Under £2m revenue with one company: Small Business, £99/month (£79 billed annually). £2m+ with one company: Growth, £199/month (£159 annually). Two to five companies: Scale, £295/month (£235 annually), plus £59/month (£47 annually) for each company beyond five. All plans include unlimited users. Use the pricing section to see your exact price.

Do I need a credit card for the trial?

No. You get 14 days with full access and no card. If it isn't for you, just stop using it. Nothing is charged.

Is my financial data secure?

The connection is read-only, so Float can see your accounting data but never changes it. Cyber Essentials certified, encrypted in transit and at rest, with multi-factor authentication and role-based access. 13 years securing financial data.

See your whole company's cash for the next 13 weeks. Today.

Connect your companies and look at what's coming. That's the whole trial.

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14 days free · No credit card · Onboarding included · Book a walkthrough
Start your free trial14 days free
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