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Best Invoice Financing Providers for your Business

Following on from our guide we have listed the best invoice financing providers in the UK, USA and Australia that can help you get paid faster on your invoices.



Fundbox will advance you cash based on your unpaid invoices. You just hook up your accounting software and select an invoice you want to borrow against. Fundbox will transfer you the full value of the invoice and you will pay them back in installments over 12 or 24 weeks. They charge a daily fee for the loan, so there are no penalties for early repayment.

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Kabbage have provided over $2 billion in funding to more than 84,000 businesses. They offer lines of credit up to $100,000 to businesses that have been trading for at least a year and have an annual turnover of at least $50,000. All you have to do is connect your business finances to Kabbage who will rapidly analyse how much cash you can access.


Fundera are a marketplace that can connect you with lenders who are a good fit for you. They have around 10 different loan products, including invoice financing, and they take their fee from the loan provider, not the borrower. Simply fill in a questionnaire to start connecting with opportunities.



Satago will pay you up to 85% for your invoices when you present it to them. They customise a fee structure based on the risk profile of each invoice, agree it with you up front and take a percentage for each day the invoice goes uncollected. Satago integrates with Xero, Quickbooks, Kashflow, Sage One, FreshBooks and FreeAgent for a seamless experience.


MarketInvoice is a marketplace (a bit like Fundera in the US) that specialises in invoice financing. A quick online application (that’s quicker if you connect your cloud accounting software) and once approved you upload your invoices you want to sell. If you have an annual turnover of more than £100k, this could be for you.

Due Course

Due Course 90% of businesses that connect their cloud accounting software to Due Course can access cash the same business day. With multiple integrations available, these guys will work in a similar way to other services featured in this post; get verified quickly, receive a quote and you’re away.



Integrating with QuickBooks, MYOB and Xero, this is another case of simply connecting your accounting system to get a quick, no-obligation quote. Waddle tout the experience as effortless, automated and paperless. The funding limit is a chunky AUS$800,000.


Moula doesn’t offer invoice discounting but we thought we’d include them here anyway. They provide business loans from AUS$5,000 to AU£250,000 and is Xero’s ‘Preferred Financial Services Partner for Small Business Lending’. If you’re an established business with more than AUS$5,000 of monthly sales and a decent credit rating, you’ve got a good chance of a successful application.

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Float Team

Float is an award-winning cash flow forecasting and management software for Xero, QuickBooks Online, and FreeAgent.